Medicare for Snowbirds: The 6-Month Rule and What to Check Before You Head to Florida
Medicare Advantage plans must drop members away over 6 months unless they have a visitor/traveler program; drug plans, after 12. What snowbirds should check.
Insurance Learning Center — page 2
Plain-English explanations of home, auto and Medicare rules in Washington and Florida: what the law requires, what policies usually cover, and what to check before you choose. Educational only; no products are offered on these pages.
Medicare Open Enrollment 2027 in Washington: Dates, Changes and Your Medigap Rights
Medicare open enrollment runs Oct 15 to Dec 7, 2026. What you can change, the 2027 Part D numbers, the Jan-Mar window, and Washington's Medigap switching rule.
Earthquake Insurance in Washington State: What Your Home Policy Won't Pay For
Only 11.3% of Washington residential policies had earthquake coverage in the state's last count (2016). What home policies pay, deductibles and FEMA limits.
Uninsured Motorist Coverage in Washington State: What UIM Pays When the Other Driver Can't
An estimated 1 in 5 Washington drivers was uninsured in 2023; the 25/50/10 minimums date to 1980. What UIM pays, written rejection, PIP and what to check.